Terms & Conditions
Stack Your Cash
Effective Date: 23rd February 2026
1. Introduction and Acceptance of Terms
These Terms and Conditions govern the use of the website known as Stack Your Cash and all associated services, content, digital products, subscriptions, community areas and educational materials made available through it. By accessing or using the website, creating an account, purchasing a subscription, downloading materials, or participating in any part of the platform, you agree to be legally bound by these Terms and Conditions.
If you do not agree with these Terms and Conditions, you must not access or use the website or any of its services.
Stack Your Cash reserves the right to amend these Terms and Conditions from time to time. Any updated version will be published on the website and will take effect from the date of publication. Continued use of the website following any such changes constitutes acceptance of the revised terms.
2. About Stack Your Cash
Stack Your Cash is a UK-based financial education platform providing informational content, educational programmes, blog articles, digital resources, downloadable materials, subscription services, community groups and related services. The platform is designed to provide financial education and general information only. It does not provide regulated financial advice, investment advice, tax advice or legal advice.
Stack Your Cash operates in accordance with the laws of England and Wales.
3. Eligibility and Account Registration
Access to certain parts of the website, including the members dashboard and educational programme, requires the creation of an account. By registering an account, you confirm that you are at least eighteen years of age and legally capable of entering into binding contracts.
You agree to provide accurate, current and complete information during registration and to keep such information updated. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. If you suspect unauthorised use of your account, you must notify Stack Your Cash promptly.
Stack Your Cash reserves the right to suspend or terminate accounts where there is evidence of misuse, breach of these Terms and Conditions, or unlawful activity.
4. Nature of Services and Educational Content
The content provided on Stack Your Cash, including blog posts, training modules, downloadable guides, worksheets, commentary, resources and community discussions, is provided strictly for educational and informational purposes. The platform is not authorised or regulated by the Financial Conduct Authority and does not provide regulated financial services.
Nothing on the website constitutes a personal recommendation or financial promotion within the meaning of the Financial Services and Markets Act 2000. Users remain solely responsible for their financial decisions and should seek independent professional advice where appropriate.
Stack Your Cash makes reasonable efforts to ensure that content is accurate at the time of publication, but no representation or warranty is given as to its completeness, reliability or suitability for any particular purpose.
5. Subscription and Membership Terms
Certain content and services are accessible only through paid membership. Where a paid subscription is required, details of pricing, duration and access rights will be clearly displayed at the point of purchase.
By purchasing a subscription, you enter into a contract for digital services. Payment authorises access to gated content for the subscription period specified. If subscriptions are offered on a recurring basis, you authorise recurring billing in accordance with the stated terms.
Stack Your Cash reserves the right to change subscription pricing upon reasonable notice. Any change will not affect the current paid period but may apply upon renewal.
Access to paid content is conditional upon receipt of cleared payment. Failure to maintain payment may result in suspension or termination of access.
6. Consumer Cancellation Rights
Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, consumers purchasing digital content online generally have a fourteen-day cancellation period. However, where digital content is supplied immediately after purchase and the user has expressly consented to immediate access and acknowledged that cancellation rights are waived once access begins, the right to cancel may be lost.
By accessing paid digital content immediately after purchase, you acknowledge that you may waive your statutory cancellation rights.
Refunds are not ordinarily provided once access to digital content has commenced, unless required by law.
7. Shop Purchases and Digital Downloads
The Stack Your Cash shop may offer digital products, educational materials, guides, templates or other downloadable resources. Upon purchase, you are granted a non-exclusive, non-transferable licence to use the product for personal use only.
You may not reproduce, distribute, share, resell, sublicense or commercially exploit any purchased content without prior written consent from Stack Your Cash.
All digital products are provided “as is” without warranties beyond those required by law. Stack Your Cash is not liable for compatibility issues arising from user hardware or software environments.
8. Intellectual Property
All content on the Stack Your Cash website, including text, graphics, logos, branding, layout, downloadable materials, training content and software integrations, is protected by intellectual property laws. Ownership remains with Stack Your Cash or its licensors.
Users are permitted to view content for personal educational use only. Any copying, reproduction, modification, publication, distribution or commercial exploitation of content without written permission is strictly prohibited.
Unauthorised use may result in legal action.
9. Acceptable Use
Users must use the website in a lawful and respectful manner. You agree not to engage in conduct that may damage, disable, overburden or impair the website or interfere with any other user’s access.
You must not attempt to gain unauthorised access to systems, introduce malicious code, scrape content, or share paid materials outside your account.
Stack Your Cash reserves the right to remove access, suspend accounts or pursue legal remedies where misuse occurs.
10. Limitation of Liability
To the fullest extent permitted by law, Stack Your Cash excludes liability for any indirect or consequential loss arising from use of the website or reliance on its content. This includes financial losses, investment losses, loss of profits or loss of opportunity.
Nothing in these Terms and Conditions excludes liability for death or personal injury caused by negligence, fraud or any matter which cannot legally be excluded.
Users acknowledge that financial markets involve risk and that educational content cannot guarantee outcomes.
11. Third-Party Links
The website may contain links to external websites. These links are provided for convenience only. Stack Your Cash does not control and is not responsible for the content, privacy practices or services of third-party websites.
12. Termination
Stack Your Cash may suspend or terminate access without notice where there is a breach of these Terms and Conditions, misuse of content or unlawful behaviour. Upon termination, access to paid content will cease and licences to use digital materials will terminate.
13. Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws of England and Wales. Any disputes arising shall be subject to the exclusive jurisdiction of the courts of England and Wales.