Blog & Free Resources

Thousands of listed companies, one manageable shortlist. Here's how stock screens work and which free tools to try.

A portfolio's allocation rarely stays where it started. Here's how to rebalance it back on track without an unnecessary tax bill.

The market isn't always the problem — sometimes it's the investor. A guide to the biases that lead to costly mistakes.

A 1% fee sounds trivial — until it compounds over decades. Here's how ongoing charges quietly erode long-term returns.

The '100 minus your age' rule is a popular shortcut. We examine what it gets right — and where it shows its age.

Setting a target allocation is easy. Keeping it on track over time is the real discipline. Here's the framework.

Nobody builds a diversified portfolio on day one. Here's how portfolio construction typically evolves in stages.

SYC members had access to four in depth explainers throughout July

Financial independence within a relationship is not a statement about the strength of your relationship.

Building wealth on a single income is genuinely harder than building it on two

Maternity leave is one of the most financially complicated periods in a woman's life

Financial reports are one of the most powerful tools available to any investor, and one of the most consistently ignored.

Career breaks, part-time working, and salary differences mean that the pension gap between partners at the point of separation is often significant.

The United Kingdom accounts for roughly 4% of global stock market capitalisation. If you hold only UK equities, you are voluntarily excluding 96% of the world’s investable stock market from your portfolio

Salary sacrifice is one of the most powerful tools available for boosting your pension

The gender pension gap measures the difference in total pension wealth between men and women

For many beginners, the choice feels arbitrary — both versions track the same index, both have similar costs, so surely it cannot matter that much which one you select?

Stack Your Cash exists to make financial decisions accessible to everyone

UK investors are particularly susceptible to concentrating in domestic dividend-paying stocks, partly because the FTSE 100 has historically offered a generous yield by international standards.

Thematic investing means building exposure to a specific structural trend or megatrend - rather than owning a slice of the whole market