Blog & Free Resources

A fund factsheet packs a lot into two pages. Here are the handful of figures that actually matter before you buy.

The market isn't always the problem — sometimes it's the investor. A guide to the biases that lead to costly mistakes.

The best time to find out if you can handle a crash is before one happens. Here's how to stress test your portfolio.

The '100 minus your age' rule is a popular shortcut. We examine what it gets right — and where it shows its age.

Setting a target allocation is easy. Keeping it on track over time is the real discipline. Here's the framework.

Nobody builds a diversified portfolio on day one. Here's how portfolio construction typically evolves in stages.

Some of the most effective portfolios use just three funds. Here's how the three-fund approach works for UK investors.

A 7% return looks great — until inflation takes its share. Here's why the real return is what actually matters.

Financial reports are one of the most powerful tools available to any investor, and one of the most consistently ignored.

The United Kingdom accounts for roughly 4% of global stock market capitalisation. If you hold only UK equities, you are voluntarily excluding 96% of the world’s investable stock market from your portfolio

The gender pension gap measures the difference in total pension wealth between men and women

For many beginners, the choice feels arbitrary — both versions track the same index, both have similar costs, so surely it cannot matter that much which one you select?

Stack Your Cash exists to make financial decisions accessible to everyone

UK investors are particularly susceptible to concentrating in domestic dividend-paying stocks, partly because the FTSE 100 has historically offered a generous yield by international standards.

Market falls are one of the most unsettling experiences for investors, especially if you haven't been through one before

They are low-cost, transparent, diversified, flexible and easy to buy through almost any major UK investment platform

While supply is influenced by a cartel and geopolitics, demand is driven primarily by the global economy

Every investor eventually faces the same decision: should you try to pick winning funds and beat the market, or should you simply buy the whole market and accept the return it delivers?

Artificial intelligence is the most significant technology shift since the internet

The term emerging markets broadly refers to economies that are transitioning from lower-income, less-developed status toward more advanced economic structures.